These days, it seems like there are hundreds of loan modification companies willing to sell you on the benefits of using their services. The truth is that most of these companies are comprised of the very same loan officers that got you in this mess to begin with.

The media describes our service as ‘Loan Modification’ and the US Government has defined it as "a permanent change in one or more of the terms of a mortgagor's loan, which allows the loan to be reinstated, and results in a payment the mortgagor can afford". We prefer to call it ‘Loan Optimization’—because our objective is to optimize your financial situation not merely modify it.

To ensure this goal is achieved with unerring consistency, at WeFixMortgages.com, we use our dedicated team of attorneys, negotiators, real estate and mortgage professionals, modification specialists and support staff to provide you with the highest level of care and attention. We know our system works because we have used it to help our own friends and family. We recognize that the mortgage industry has affected people from all walks of life, and not just those with poor credit ratings or adjustable rate mortgages. WeFixMortgages.com recognizes this problem affects the entire community, and only a community approach will help to fix it.

There is no one size fits all formula in the world of loan modifications. Understanding this enables us to explore all the options available to you and present reality-based solutions to your lender that show them we value their time as well. Most importantly, because our process is entirely transparent, you’ll be informed of everything we’re doing every step of the way. After all, we work for you.

Our simple five step process includes:

1) Free Consultation:

Making life affordable starts with you making that all important first call to us. After a brief but in depth conversation you will be paired with a modification specialist who will help you determine the best solution for your needs.

2) Documentation:

We collect all the information regarding your loan. Why? Because that knowledge provides us with the necessary tools to better negotiate on your behalf.

3) Investigation:

Upon reviewing your documentation, our team of attorneys, negotiators, real estate and mortgage professionals, modification specialists and support staff reviews your paperwork and determines which approach will yield the best result.

4) Negotiation:

Our team initiates negotiations with your lender to modify the terms of your mortgage. Our goal is to lower your monthly payments, reduce your interest rate, waive or roll any delinquent payments into the principal.

5) Completion:

Upon your approval of the banks proposal, our fee is released from escrow and you will be able to enjoy the benefits of a more affordable lifestyle.

To learn more about WeFixMortgages.com and how we can help you with your specific debt challenges - CONTACT US now for a FREE CONSULTATION.